• A Complete Guide to Health Savings Accounts

    Introduction Are you tired of paying high premiums and medical bills while not fully understanding your insurance policy? Well, I’m here to tell you about some options that could save money on your medical expenses and premium while also getting tax benefits. Keep reading to learn more! What is an HSA? An HSA is a …

  • The Medicaid Unwinding Explained

    The Medicaid Unwinding Explained! What is the Medicaid Unwinding? At the start of the COVID-19 pandemic, Congress enacted the Families First Coronavirus Response Act (FFCRA). This ensured that people would have access to continuous health coverage through Medicaid and CHIP, even if their eligibility changed.  This resulted in 19.8 million people -a 27.9% increase- enrolling …

  • Medicare part D provides drug prescription coverage. In this article you will learn what Medicare Part D is and why you should still consider getting Medicare drug coverage.

  • It is not a surprise that the Covid-19 pandemic has affected the lives of many individuals. Several people have lost their jobs thus making it difficult to afford healthcare insurance. This is an ongoing problem because now healthcare coverage is needed more due to the uncertain future. In this article, we are going to inform you about what the federal poverty level is and how this affects how affordable your health coverage can be.

  • Without a doubt, this year has been difficult for everyone. For greater reasons, everyone needs health coverage these days. But what about if your income is not enough to cover a health insurance plan? In this article, we will share some information about Medicaid and how you can apply for it. 

  • Many people who are not born in the United States often wonder if they can get health insurance and if they do, could they also qualify for government assistance? In this article, you will learn what kind of status qualifies for health insurance through the marketplace.

  • f Covid-19, on March 11, 2021, President Biden passed the American Rescue Plan Act (ARPA) to help people during the pandemic. This law provided monetary aid of an amount of nearly $1.9 Trillion dollars. The ARPA also helped health insurance premiums to be lowered.

  • . In this article we are going to walk you through what you need to know if you or anyone you know needs coverage due to a major medical condition. We will also inform you which insurance plans do not cover and which ones cover pre-existing conditions. In health insurance, a pre-existing condition is defined as any medical condition that is chronic or long term such as cancer, pregnancy, sleep apnea to mention some of them. Pre-existing conditions are those that have been diagnosed or treated prior to the enrollment of a new healthcare plan.

  • Who is elegible for the health insurance marketplace? Anyone who is looking for an affordable healthcare insurance plan can enroll in the marketplace. The marketplace offers federal assistance that helps consumers pay for their health insurance. However, people will qualify for a federal assistance based on their income.

  • Health Insurance Marketplace is a federal service created by the Affordable Care Act (ACA). It’s main purpose is for citizens to find affordable healthcare insurance.